How to Take Loan in NTC?

This article will explain how to apply for a loan from NTC and the documents you will need in order to obtain one. NTC offers a wide range of loans that can be used to cover expenses such as medical bills, home repairs, and more.

Steps to Take Loan from NTC

  • Gather the necessary documents: In order to apply for a loan at NTC, you will need to provide proof of your identity, proof of your address, and proof of your income.
  • Fill out the application form: You can complete the online application form or visit a branch of the NTC once you have collected all the needed documents. Make sure to provide accurate information and double-check your answers before submitting your application.
  • Submit the application: If any additional information is needed to review your application, a loan officer will contact you shortly after submitting it to NTC.
  • Receive a decision: The loan decision will be sent to you within 24 hours. If you are approved, you will receive the funds shortly thereafter.

How to get Nepal Telecom (NTC) loan credit service?

  1. You must first send an SMS to 1477 with the text START to begin the NTC Loan Service.
  2. Your NTC account will receive a confirmation message after you have completed this step. Please follow the instructions in the message to complete the process.
  3. Your name, address, and contact details will be required along with documents such as identification, address verification, and bank statement.
  4. Your loan application will be reviewed by NTC once all the necessary documentation has been submitted.

In the event that your application is approved, NTC will provide you with a loan agreement that details the loan’s terms and conditions. Once you have signed the agreement, you must make regular payments until the loan is paid off in full. You must read this agreement carefully before signing it and agreeing to its terms.

Features of NTC Credit/Loan Service

How to Take Loan in NTC

Those looking for a loan will find NTC Credit/Loan Service to be an attractive option due to its variety of features.

  • Flexible repayment options: It is easier for borrowers to manage their finances and pay back loans on time with the NTC Credit/Loan Service, which offers monthly, quarterly, and annual repayment plans.
  • Low interest rates: In addition to offering competitive interest rates, NTC Credit/Loan Service makes loans affordable.
  • Fast approval process: Borrowers can expect to receive a decision within 24 hours of applying, as the application process is simple and straightforward.

FAQs Related to NTC Loan

To apply for a loan from NTC, what documents do I need?

In order to apply for a loan from NTC, you must provide proof of identity, proof of address, and proof of income.

If I apply for a loan from NTC, how long does it take to get approved?

It usually takes 24 hours for the approval process to be completed.

NTC loans have what interest rates?

Loan amounts and repayment plans determine the interest rate on NTC loans.

Can I get a loan from NTC for a maximum amount?

A maximum loan amount of NPR 2 million can be obtained from NTC depending on your credit score and other factors.

NTC loans: what are the repayment options?

Depending on your financial situation, NTC offers monthly, quarterly, and annual repayment options.

Late payments are subject to a penalty, right?

The amount of the late payment fee depends on the loan amount and repayment plan. NTC charges a late payment fee if you fail to make your loan payments on time.

Can I get a loan from NTC for a minimum amount?

NTC offers loans up to NPR 5,000, which is the minimum amount you can borrow.

How much does NTC charge for processing loans?

NTC loans are charged a 1% processing fee.

Can NTC loans be repaid early?

NTC loans do not have a prepayment penalty. You can pay off your loan any time without incurring additional charges.

How long does the NTC loan repayment period last?

NTC loans are repaid over a period of six months to five years, depending on the loan amount and repayment plan.

  • For NTC loans, what is the minimum credit score?
  • For NTC loans, a credit score of 650 is required.


It is easy to get the financial assistance you need with a loan from NTC. Following the steps outlined in this article, you can get the money you need with NTC Credit/Loan Service thanks to flexible repayment options, low interest rates, and a fast approval process.


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